- posted: Nov. 10, 2020
This is a very, very clever credit card scam! I would probably fall for it if not warned. THUS, Beware of STRANGERS bearing gifts, per Shakespeare's missive. The following is a recounting of the incident from the victim: The victim received a phone call from someone saying that he was from some outfit called: "Express Couriers" (The name could be any courier company). He asked if she was going to be home because there was a package for her that required a signature. The caller said that the delivery would arrive at her home in roughly an hour.
Sure enough, about an hour later, a uniformed delivery man turned up with a beautiful basket of flowers and a bottle of wine. The victim was very surprised since there was no special occasion or holiday, and she certainly didn't expect anything like it. Intrigued, she inquired as to who the sender was. The courier replied, "I don't know, I'm only delivering the package." Apparently, a card was being sent separately... (the card has never arrived!).
There was also a consignment note with the gift. He then went on to explain that because the gift contained alcohol, there was a $3.50 "delivery/ verification charge," providing proof that he had actually delivered the package to an adult (of legal drinking age), and not just left it on the doorstep where it could be stolen or taken by anyone, especially a minor. This sounded logical and she offered to pay him cash.
He then said that the delivery company required payment to be by credit or debit card only, so that everything is properly accounted for, and this would help in keeping a legal record of the transaction. He added couriers don't carry cash to avoid a loss or be likely targets for robbery. The victim’s husband, who by this time was standing beside her, pulled out his credit card, and 'John,' the "delivery man," asked him to swipe the card on a small mobile card machine with a small screen and keypad. Her husband was asked to enter his PIN number and a receipt was printed out. He was given a copy of the transaction. The guy said everything was in order, and wished us good day.
To their horrible surprise, in the next few days, $4,000 had been charged/withdrawn from our credit/debit account at various ATM machines. Apparently the "mobile credit card machine," which the deliveryman carried now had all the info necessary to create a "dummy" card with all their card details including the PIN number.
Upon finding out about the illegal transactions on their card, they immediately notified the bank which issued them a new card, and their credit/debit account was closed. They went to the Police, where it was confirmed that it was definitely a scam because several households had been similarly hit.
WARNING: Be wary of accepting any "surprise gift or package," which you neither expected nor personally ordered, especially if it involves any kind of payment as a condition of receiving the gift or package. Also, never accept anything if you do not personally know or there is no proper identification as to the sender. Above all, the only time you should give out any personal credit/debit card information is when you yourself initiated the purchase or transaction!
PLEASE Pass this on, it may just prevent someone else from being swindled.